Information about Direct Payment Relief Checks
2020 Economic Impact Payment: Most Frequently Asked Questions
FAQs about Economic Impact Payments or the Get My Payment Portal can be answered on the IRS’ website at:
FAQs about Economic Impact Payments issued as prepaid debit cards can be answered at https://www.eipcard.com/faq
We advise all constituents to keep their IRS EIP payment notification letter for their records.
What can our Congressional office do to assist constituents?
When the IRS hotline, nor the IRS FAQ website, nor the IRS Get My Payment Portal adequately answers a constituent’s question, our Congressional office can attempt to answer your questions based on the guidance we have received from the IRS.
In certain circumstances, we can begin EIP-specific casework for individuals who have not yet received their payment, received the wrong payment amount, had a payment sent to an incorrect account, or believe they need help correcting information with the IRS.
Why is Congress making economic impact payments (EIPs) to eligible individuals?
The public health and economic consequences of COVID-19 are significant. These payments will help Americans who've been affected by this public health crisis, as many are experiencing a significant cash crunch.
How many people in Texas have received an EIP so far?
As of June 26, the IRS stated that 12,911,896 Texans have received their EIPs thus far, totaling approximately $22,287,544,385 distributed statewide.
Is there another round /2nd round of individual EIPs coming? Has a second stimulus check already been issued?
As of August 6, 2020, there are talks between House and Senate leadership about a second EIP; however, a second EIP is not officially law yet.
In May, the House passed the HEROES Act, which would authorize another round of EIPs to individuals and married couples. It would also expand eligibility for EIPs for taxpayers who were previously excluded from the CARES Act EIPs. However, the HEROES Act has not been passed by the Senate, nor is it officially law.
More information and guidance will be issued by the IRS and Treasury, if and when the second round of EIPs becomes law.
Does the EIP expire? Will the money run out?
If you are eligible for an EIP, and you are a non-filer, you have until October 15 to claim your EIP to receive the EIP before the end of 2020 through the IRS’ Get My Payment portal.
However, if you are a filer, and either did not claim your EIP or experienced a significant delay in your EIP, or there was an error in your 2018 or 2019 tax return that caused you to be ineligible for an EIP, or received an incorrect amount in your EIP, (or any combination of the reasons above) then you can claim any and all amount you believe you are eligible for when you file your 2020 taxes.
Federal EIP funds will not “run out.” If you are eligible for an EIP, then you will receive it—either by the end of this year (if you claim it before October 15), or next year when you file 2020 taxes.
What can I do if my EIP has gone to the wrong account or I have a question about my payment amount?
If you believe you did not receive the full amount you are eligible for, or your payment was deposited in the wrong account you should call the toll-free number listed in your payment notification letter first at 800-919-9835 to see if you can get your question answered. The IRS recommends calling early in the morning, as early as 7 AM, to have a better chance of speaking to an IRS representative.
If your EIP was deposited in the wrong account, the bank should reject the deposit if the EIP name did not match the name on the account. In that case, the individual should keep checking the Get My Payment portal for a chance to update their mailing address or direct deposit information with the IRS. This way the IRS can send your payment to the best bank account/address on file.
You can also apply for that amount you believe you are owed in your 2020 tax return.
In certain scenarios, our staff can start the casework process for constituents who need further assistance.
Will the EIP affect my eligibility for federal income-targeted programs?
No, the EIP is considered a tax refund/advance and is not counted towards eligibility for federal programs.
Are EIPs subject to garnishment or offset for delinquent federal taxes?
Are EIPs subject to garnishment or offset for delinquent federal student loans?
No, as long as your student loans are with the federal government, your EIP should not be garnished or offset.
Are EIPs subject to garnishment or offset for delinquent private student loans?
Yes, legally student loans issued through private lenders are still subject to garnishment, for now. If you are having trouble paying your loan, contact your lender directly and seek relief options.
Are EIPs subject to garnishment or offset for child support?
Yes. For more information about your EIP and child support, visit the Texas Attorney General website FAQ page at: https://www.texasattorneygeneral.gov/child-support/covid19/your-child-support-and-federal-stimulus-payment